We’re only as good as our last delighted client. And who better to tell their own story? Here’s a few of our favourites.

Phil and Leanne

When Phil Freeman first became Rudy Liu’s client in 2007, Phil was in his early 50s and was working as a relationship manager at the Commonwealth Bank. He had decided it was time to seek financial advice for himself and his wife Leanne so they could start preparing for retirement. “My superannuation was in the old defined benefits scheme, and I had maxed out my contributions,” Phil explained. “I wanted to move my superannuation into another structure so I could contribute more, but I wasn’t sure if it was possible.”

Rudy looked into Phil’s options and restructured his super so Phil would continue receiving employer contributions and still be able to make his own contributions as well. Rudy recommended that Phil boost his super through salary sacrificing, as well as making spouse contributions into Leanne’s fund so her super could also grow faster. A few years later, Phil turned 55 and was able to start accessing his super. Rudy helped him set up a transition-to-retirement (TTR) strategy so he could draw

When Phil Freeman first became Rudy Liu’s client in 2007, Phil was in his early 50s and was working as a relationship manager at the Commonwealth Bank. He had decided it was time to seek financial advice for himself and his wife Leanne so they could start preparing for retirement. “My superannuation was in the old defined benefits scheme, and I had maxed out my contributions,” Phil explained. “I wanted to move my superannuation into another structure so I could contribute more, but I wasn’t sure if it was possible.”

Rudy looked into Phil’s options and restructured his super so Phil would continue receiving employer contributions and still be able to make his own contributions as well. Rudy recommended that Phil boost his super through salary sacrificing, as well as making spouse contributions into Leanne’s fund so her super could also grow faster. A few years later, Phil turned 55 and was able to start accessing his super. Rudy helped him set up a transition-to-retirement (TTR) strategy so he could draw a pension from his super account, while at the same salary sacrificing more of his pre-tax income.

Over the years, the Freemans have been very happy with Rudy’s advice. Since their first meeting, when they explained that their financial aims were to retire ahead of schedule and travel, Rudy has focused on helping the couple achieve those goals. “Rudy is a brilliant adviser, and he was instrumental in allowing me to retire early,” Phil said. “I thought I’d have to work through until I was 65, but I was able to finish at 58.” Rudy’s advice has also helped Leanne build her retirement savings as much as possible during her final years of work. Now that she can access her super, Rudy has also recommended a TTR strategy so she can start drawing an income stream while still salary sacrificing into super. “On Rudy’s advice, Leanne has been able to build up a comfortable nest egg so she can retire earlier too,” said Phil. “Rudy explains very clearly how her super is performing, which has put her mind at ease. He’s very approachable and easy to get along with.” With their financial affairs in great shape, the Freemans are able to indulge their passion for travel – including a recent European cruise and upcoming US road trip. Rudy continues to monitor the couple’s finances and meets with them regularly to advise them on their financial position and household budget. “We always feel comfortable after our meetings with Rudy,” said Phil. “I still recommend him to other people – I don’t hesitate in doing so.”

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Larry and Yvonne

With Rudy`s excellent guidance, we have been able to travel overseas, and have a comfortable life. Rudy listens to us and our needs, his sound advice has kept us safe financially over the years. We have a lot… 

With Rudy`s excellent guidance, we have been able to travel overseas, and have a comfortable life. Rudy listens to us and our needs, his sound advice has kept us safe financially over the years.

We have a lot of confidence in his ability and guidance, and his cheery happy personality and willingness to hear our concerns and keep us safe in our investments.

Thank you, Rudy and your team, for your hard work on our behalf.

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Margaret

Under the very careful and friendly management of Rudy and his staff I have been able to maintain my standard of living, while indulging in many overseas and domestic holidays – my annual fishing trip of a week’s… 

Under the very careful and friendly management of Rudy and his staff I have been able to maintain my standard of living, while indulging in many overseas and domestic holidays – my annual fishing trip of a week’s fishing on the Great Barrier Reef being my favourite.

Rudy is always available to assist and investigate what is best for me. I would recommend Rudy Liu to anyone who needs advice and support in managing their funds.

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David and Cheryl

My wife Cheryl and I have been a client of Rudy for more than 15 years. The financial service he has provided us during this time has always achieved maximum return on our investment. Rudy has the capacity… 

My wife Cheryl and I have been a client of Rudy for more than 15 years.

The financial service he has provided us during this time has always achieved maximum return on our investment. Rudy has the capacity to communicate his message on sometimes complex financial matters in a simple manner to ensure we, as his clients, understand and are confident that our investment is being managed with the security that it will provide for our needs in our retirement.

Rudy is always accessible to answer any enquiries we may have in a friendly and professional manner; we are treated more like a friend than a client.

Cheryl and I have no hesitation in recommending Rudy’s service as a financial planner his advice and the management of our investment has always exceed our expectations.

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Matthew and Sue

We have had the pleasure of dealing with Rudy as our family’s financial planner for around 15 years. Rudy had been a great financial advisor for our parents, enabling them to achieve a financially comfortable retirement. We were… 

We have had the pleasure of dealing with Rudy as our family’s financial planner for around 15 years. Rudy had been a great financial advisor for our parents, enabling them to achieve a financially comfortable retirement.

We were so happy with Rudy’s advice and personalised assistance that we enlisted him to look after our superannuation and retirement plans.

We find Rudy is easy to talk to as he is happy to take the time to understand our financial needs.

The investment advice Rudy has given us has enabled us to travel extensively and retire ahead of schedule. We are more than happy to recommend Rudy as a financial planner.

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Jeanie and Tom

We have been very happy with Rudy over the past 15 years, that Tom and I have been involved with him. Rudy has always made us feel comfortable and we always felt happy knowing our investments are secure… 

We have been very happy with Rudy over the past 15 years, that Tom and I have been involved with him.

Rudy has always made us feel comfortable and we always felt happy knowing our investments are secure and working for us, especially in our retirement.

Nothing is a bother for Rudy, either communicating by phone or in person, always obliging and professional.

Yearly interviews keep us well informed of ongoing changes to our investments.

Tom and I would highly recommend Rudy to future clients without hesitation.

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Peter and Bernadette

For 15 years, my wife Bernadette and I have trusted Rudy Liu to manage our financial affairs. Over that period Rudy has delivered the runs on the board. Despite receiving an allocated pension, our investment has not decreased,… 

For 15 years, my wife Bernadette and I have trusted Rudy Liu to manage our financial affairs. Over that period Rudy has delivered the runs on the board. Despite receiving an allocated pension, our investment has not decreased, except for the recent Global Financial Crisis and more recently the COVID Pandemic crisis, both beyond the control of any individual. This success is due to Rudy’s sound investment procedures in Portfolios that are associated with minimal risk.

Rudy takes a very personal approach, in which he considers every investment professionally and explains everything in a concise manner at the annual reviews delivered with Rudy’s happy smiling persona.

Understanding the current fiscal minefield can be difficult, but with Rudy’s expertise and advice, Bernadette and I have been able to successfully and lawfully access other financial benefits in retirement, and we wouldn’t have known about these without Rudy.

We would highly recommend Rudy to any interested individual to manage their financial affairs, particularly in these very uncertain times in which we all live.

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Mervyn and Marie

With Mr. Rudy Liu as our financial advisor we would recommend his financial status to anyone in need of help with their finances. We had been with a financial institution since our retirement was evident in our lives,… 

With Mr. Rudy Liu as our financial advisor we would recommend his financial status to anyone in need of help with their finances.

We had been with a financial institution since our retirement was evident in our lives, and our meagre finances have gone ahead since Mr. Rudy Liu has taken over the care of same.

His advice is most trustworthy and he is willing to explain any advice of our needs in our
retirement.

With the satisfaction we have been given by Mr. Liu in our retirement our lives have been fulfilled.

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